Thursday, December 3, 2009

Why AmeriPlan®?

Many people ask why should I become an AmeriPlan® member? The reason is because you will always save money. The memberships are very affordable, starting from $19.95 for a whole household. Since 1992, AmeriPlan® members have saved hundreds of millions of dollars receiving discounted health care services using the AmeriPlan® provider network.

With your membership you will receive 25% to 80% discounts on all health benefits. Yes, this is a discount program and not insurance, but after running some numbers, you will find that this membership is very beneficial. Now if you feel you still want insurance, I would suggest you get a Health Savings Account (H.S.A.). With this kind of account you can then pay your AmeriPlan® bills with it.

Remember even insurance does not cover everything. Having a supplemental program is the best thing you can do for yourself and your family. If you own a business, giving benefits to your employees is something you want to do, but insurance is too expensive and not really an option. Then, please consider AmeriPlan®, because you will have employee’s who will be very happy to get benefits. A happy employee is a productive one.

No matter with this economy, people still need to stay healthy. A simple and affordable oral exam at the dentist can detect any other physical problems. A healthy smile is what you want and going to the dentist is one of the most important things you should always do. Even Whoopie Goldberg mentioned on the VIEW that even though she could afford dental insurance, she went five years without going to the dentist and now she was paying the price. She ended up having major dental work done. Imagine if that was you. Would you want to pay those dollars, when you can save with discounts.

Here is a comparison on AmeriPlan® to Most Insurance

AmeriPlan® Cost
AmeriPlan® Dental Plus $14.95 per month for individual / $19.95 per month for household
Basic Wellness™ - Only $14.95 per month
Total Health™ - Only $39.95 per month
AmeriPlan® AccessSaver $14.95 per month
AmeriPlan® SecureNet $24.95 per month

Most Insurance
Monthly cost average from $20 - $100 a month
Monthy cost average from $200-$1000 a month

AmeriPlan®
No Waiting Period. See the dentist/doctor today

Most Insurance
Waiting period up to 6 months to a year to have restorative work done or need a referral

AmeriPlan®
No Limit on Visits or Services. Go see the dentist/doctor as often as you like.

Most Insurance
Will only allow 2 cleanings per year. Will only so many referrals per year.

AmeriPlan®
Orthodontics (Braces) Included

Most Insurance
Orthodontics – Maximum age limit of 19 years old and some will not cover you on braces.

AmeriPlan®
Cosmetic Dentistry/Surgery Included

Most Insurance
Will not cover any Cosmetic Procedures.

AmeriPlan®
All Specialists Included – Nationwide Company, Over 31,000 Dentists Nationwide
Over 400,000 Medical Providers

Most Insurance
Maybe 2 or 3 Doctors/Dentists in the area covering you locally.

AmeriPlan®
All ongoing dental/medical problems are accepted – Even if you’ve had a problem for a long time.

Most Insurance
Will not cover ongoing pain or problems

AmeriPlan®
Instant Savings – You know exactly what your paying every time you see a dentist.

Most Insurance
Must meet a per person or per family deductible

AmeriPlan®
No Age Limit

Most Insurance
Depending on how old you are, you’re required to get a physical before anything could get done.

AmeriPlan®
No Paperwork

Most Insurance
Lots of paperwork, Doctors complaining not getting paid on time through HMO’s.

AmeriPlan®
You can change dentists as often as you like.

Most Insurance
Must send in form when changing dentists (Change’s will be in affect the following month)

AmeriPlan®
Membership Fee Guaranteed for 2 years

Most Insurance
Fees are subject to change at anytime.

AmeriPlan®
100% Satisfaction Guarantee
If you use any of your AmeriPlan® benefits within 30 days of your enrollment date and you are not completely satisfied, simply cancel your member application for a full refund. No questions asked.

Most Insurance
Once enrolled you are paying a premium for at least a year, and cannot cancel anytime.

AmeriPlan®
Free Vision, Prescription, and Chiropractic Care with your AmeriPlan® Dental Care.


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